tr?id=172765944024608&ev=PageView&noscript=1 Tapestry Insurance Group - What You Need to Know about Medicare Part C
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What You Need to Know about Medicare Part C

May 12th 2020

To some, Medicare options resemble a confusing alphabet soup. Let's go over what the different letters mean. Then we'll focus on the particulars of Medicare Part C.

The Letters You Need to Know

Medicare Part A covers in-patient hospital stays. Medicare Part B is coverage for outpatient medical services like visits to the doctor and lab tests. Together Part A and Part B are sometimes referred to as "Traditional Medicare" or "Original Medicare". Medicare Part D is for prescription drug coverage.

What is Medicare Part C?

Medicare Part C plans are also known as Medicare Advantage Plans or MA plans. For these plans, private insurers have been authorized by the government to offer insurance coverage that bundles Medicare Part A and Part B. Many MA plans also include prescription drug coverage. Most MA plans follow the HMO or the PPO insurance structure.

What Medicare Part C Plans Cover

A MA plan may provide coverage and services that Original Medicare doesn't offer. Each MA plan is different.

Here are some examples of additional benefits that a Medicare Advantage Plan may include:

  • Vision coverage
  • Dental insurance
  • Hearing care
  • Transportation to medical appointments
  • Meal delivery
  • Gym membership
  • Home safety modifications like stairlifts and wheelchair ramps
  • The assistance of a home health aide
  • Cost Considerations

Your MA plan will have out-of-pocket costs like co-pays and/or co-insurance. Before you choose a Medicare Part C Plan, it's important to compare the MA plans available in your area since the plans have different out-of-pocket costs.

When you're ready to learn more about Medicare Part C plans, contact the professionals at Tapestry Insurance Group.